Financing Your Costa del Sol Property
Buying property in Spain as a non-resident comes with its own set of rules — different loan-to-value limits, income requirements, and bank processes than you may be used to at home. Use the calculator below to estimate your monthly payments and total interest based on the property price, down payment, interest rate and term that fit your situation. When you're ready, our team can connect you with banks and brokers experienced specifically in financing for international buyers on the Costa del Sol.
€800,000
30%
3.5%
25 years

Loan amount

€560,000

Down payment

€240,000

Monthly payment

€2,802

Total interest paid

€280,600

Estimate only — actual rates and approved loan-to-value depend on the bank, your income, residency status and the specific property. Non-resident buyers typically secure 60–70% financing.

MESSAGE LUCAS ON WHATSAPP